Discover Co-ops

Preparing an Offering Statement can feel overwhelming for new and growing co-operatives. Yet if your co-op plans to raise capital from members or community investors, it may become an important part of your financing strategy. Understanding when an Offering Statement is required—and when it isn't—is a key first step in exploring funding opportunities and meeting regulatory requirements.

We often talk about climate change at a planetary level. Headlines focus on rising temperatures, shifting weather patterns, and global emissions targets. But for Canadian communities, the impacts are immediate and local. They show up in flooded basements, encroaching wildfires, heatwaves, disrupted harvests, rising insurance costs, and growing pressure on already stressed systems.

Last month at the Worlding Feminist Economic Symposium at the University of Toronto, conversations around co‑operative economics, ROSCAs, art, and the law revealed a truth our sector rarely says out loud: communities have been building co‑operation long before formal co‑ops existed. From lending circles and mutual aid networks to informal shared‑wealth systems, people have always created ways to meet collective needs when institutions fall short.